About Mike Fisher and the Simi Valley branch

Loan consultants, not order takers

Big banks often staff their mortgage desks with people who take an application and pass it along. Our loan consultants know what it takes to get a file through underwriting quickly, and they stay with you from the first call to the closing table. If something comes up in escrow, you talk to the same person who priced your loan.

A direct lender with the option to broker

A bank can only offer its own loan programs, and they tend to be one size fits all. Alameda Mortgage Corp is a direct lender, so many loans close with us, and we also have relationships with other wholesale lenders. When one of them has a better price or a program that fits your scenario better, we can broker your loan there instead, so you do your comparison shopping in one place instead of calling several banks.

What we help with

• Home equity: California HELOCs and closed-end second mortgages for homeowners who want cash without giving up a low first mortgage rate. Lines start at 7.49% APR.
• Buying: conventional, FHA, VA, USDA and jumbo purchase loans.
• Refinancing: rate-and-term and cash-out refinancing, including FHA Streamline and VA IRRRL.
• Non-QM: bank statement, DSCR investor and foreign national loans.

Great customer service

We take pride in the service side of the job. If you have a question, a problem or a suggestion, call us. We will walk you through the whole mortgage process and make sure your transaction closes smoothly. You can read what clients say on our reviews page.