CALIBER HOME LOANS Carpenteria
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products help us provide the perfect mortgage fit for your specific Real Estate finance needs in the Carpenteria area. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Whether you need help for a debt consolidation loan or you have bad credit, we are your complete mortgage solution for refinance and purchase transactions. Need cash out? Debt consolidation, cash out, and low interest rates are our specialty, regardless of bad credit, foreclosures, or bankruptcy. We know that you have specific needs and we strive to meet those needs with a wide array of refinance and purchase products and most importantly, quality service and individual attention. We can help you resolve your bad credit, bankruptcy, and foreclosure issues. All we need is a few minutes to determine how we can save you money and improve your current mortgage rate, payment, and financial well-being. Please call us or submit an online application and a representative will be happy to help you. You may also evaluate your different financing options by using our interactive calculators to compare various mortgage scenarios.
WHICH LOAN PROGRAM IS RIGHT FOR ME?
- Cash Out Fast
- Bad Credit Options
- Lower Your Payments
We can help you lower your monthly payment, reduce your rate, and get cash out fast. We tailor our loans to fit your goals and financial needs.
- Foreclosure OK
- Bankruptcy OK
- Repair Your Credit
Whether you are in bankruptcy, foreclosure, or even have low credit scores, we can help! We help you lower your monthly payment, reduce your rate, & get cash out fast. We tailor our loans to fit your goals and financial needs.
- Fast Pre-Approval
- Many Loan Options
- Easy Qualify Programs
Get into your home quick! We have many easy qualify and first time buyer programs. Let us make your move go faster with our stress free loans.
- Pay off Credit Cards!
- Lower Monthly Payments
- Bad Credit OK
Eliminate your credit card debt now and consolidate any other debts you have. Make one payment instead of many and save money with lower rates.
We have fixed rate seconds that do not adjust and we can get you cash out for any reason. We work quickly to get you the cash you need fast!
- Low Payments Possible
- Easier Approval
- Payment Flexibility
FHA loans enable you to easily qualify for the home loan that is best suited for your needs when other loan programs don’t fit your particular needs.
IMPORTANT APPLICATION INFORMATION
I understand that although I am submitting initial information to start the mortgage loan process, this inquiry will not be considered a formal mortgage loan application until the loan originator has received the required points of data, obtained a credit report on my behalf, and I have authorized him/her to proceed with a formal application. Prior to entering any information, please view the disclosures linked below for initial information about the mortgage loan process:
Click on the links below to download a PDF:
- CHL Web General Disclosures
- California Disclosures
- Texas Disclosures
- Caliber Home Loans Privacy Notice
- Your Home Loan Toolkit (Purchase applications on or after 10/3/2015)
- Shopping for Your Home Loan – Settlement Cost Booklet (Purchase applications before 10/3/2015)
- Consumer Handbook on Adjustable-Rate Mortgages (CHARM)